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Financial help with paying medical bills.

There are numerous non-profits organizations that can provide financial assistance for paying medical bills, prescriptions or health care expenses. Many of the government agencies or non-profit focus on patients who are chronically ill or have a significant health care issue. The long term or emergency financial aid programs are also for people who either do not have any health insurance, who are low income, or whose dental or health insurance plan is limited in what it covers or pays for.

The number and types of services offered by these non-profits will vary widely. It will depend on the applicants household income, the assets they have in their name, the type of illness or disease the patient has, and also it will depend on the current funding of the non-profit agency.

Below is an extensive listing of the non-profits as well as charity organizations that people can contact for financial help for paying their bills. Or organizations may offer them help for receiving prescription drugs. Or patients can get access to counseling, advice, and information on programs and resources that are available.

Medical bill co-payment assistance organizations

Alliance of Claims Professionals - This is a not-for-profit national organization that is focused on reviewing and challenging (if need be) medical and health insurance claims. Among other services, they can negotiate with health care providers, doctors, or insurers and ensure patients are billed properly for their procedures, medications, or treatment. More on Alliance of Claims Professional.

Chronic Disease Fund - May be able to pay the out of pocket costs for people who have insurance but are faced with a chronic disease or cancer. Call (877) 968-7233

Deductibles - With high deducible insurance policies becoming more common and leading to ever increasing medical bills, many families need financial help for paying that cost. Or they are seeking ways to keep their expenses down on their current plan, and there are programs to try for assistance. Find information on receiving health insurance deducible payment help.

Many charities and non-profits help patients with diabetes. They offer free supplies, insulin, pumps, and more. the financial aid can help pay the costs of the condition and pay for the bills associated with treatment. Find a list of financial help for diabetics.




Healthwell Foundation - Their goal is to ensure no person goes without access to health care because they can’t afford to pay the resulting medical bills and debts. Eligible patients may be able to get financial help for paying for coinsurance, copayments, and health insurance premiums for important medical conditions. Click here for more information on Healthwell Foundation prescription assistance.

Patient Access Network - Tens of thousands underinsured patients receive financial assistance from this organization. The programs offered will help those who can’t afford the copayments for their chronic disease medications or cancer. Learn more on Patient Access Network programs.

Patient Advocate Foundation - They may be able to provide patients with access to assistance including arbitration, negotiation, mediation, and debt settlement. These services may help people settle issues regarding access to health care, job retention, and medical debt which are related to their illness. More on financial assistance from the Patient Advocate Foundation.

Patient Services Inc. - Qualified individuals may be able to receive assistance with paying for health insurance premiums or co-payment assistance. The non-profit may be able to provide help and cash grants for many different types of illnesses, and they try to offer many types of financial assistance for qualified individuals. Continue with financial help from Patient Services.





Non-profits that focus on cancer patients

These non-profits may tend to focus on patients with various types of cancer, but people with other chronic medical conditions may be able to qualify for aid as well. The assistance, including some emergency programs, is for paying medical bills for struggling cancer patients or those with a critical condition.

CancerCare Co Payment Assistance Foundation - This group may be able to help people afford to pay their health insurance co-payments to cover the cost of prescription medications and drugs for treating various forms of cancer. More on Cancer Co Payment financial assistance programs.

Cancer Care Inc. - This national organization offers free counseling and a wide variety of professional support services to anyone whose life is impacted by cancer, including the patient with cancer, their loved ones, caregivers, children, and even the bereaved. Limited financial assistance be be available in certain cases as well. Get more information on Cancer Care Inc.

Life Beyond Cancer - The mission of this organization is to provide financial assistance and grants to help cancer patients and their families pay everyday living expenses and bills. For example, Life Beyond Cancer may be able to help a cancer patient pay their mortgage, cover transportation costs, rent, and child care expenses. Read more on Life Beyond Cancer.

Prescription drug assistance from non-profit organizations

Many different national non-profit organizations can provide either financial assistance, free vouchers, cash rebates and grants to help people pay for prescription drugs. Or they may directly provide free or low cost medications. Many of the major pharmaceutical companies also have charity type organizations and foundations that offer medications to the low income, unemployed, and people who do not have health insurance.

Abbott Patient Assistance Foundation - This organization will provide medications from Abbot to people who are facing a financial hardship or emergency. They help with medical bills for Abbot only patients. Learn more on Abbott Patient Assistance Foundation.

AstraZeneca operates a non-profit patient assistance program. It provides free medications (cancer, HIV, and more) and rebates to very low income or uninsured patients. It is focused on addressing critical medical needs. More on AstraZeneca patient assistance.





Dispensary of Hope - The social serevices organization helps the low income and tries to ensure they have ongoing access to prescription medication. Learn more on the Dispensary of Hope.

Eli Lilly - This drug manufacture runs a non-profit organization that goes by the name of the Lilly Cares Foundation, Inc. Tens of thousands of low income people receive free medications each and every year. More on Eli Lilly.

GlaxoSmithKline - They offer their own patient assistance program, and also partner with national non-profits and charities. Discounts, vouchers, and rebates are given out. Find details on GlaxoSmithKline prescription assistance programs, and how the services they offer help tens of thousands of patients per year.

Johnson & Johnson Patient Assistance Foundation - Different services are offered, including the Janssen Ortho Patient Assistance Foundation and Access2wellness. Both of these resources can provide medications from J&J. Learn more on Johnson and Johnson patient assistance programs.

Merck Helps - Two different resources are offered for the uninsured, low income, unemployed, and others who are facing a financial crisis. Both of these programs will offer qualified patients access to a wide variety of medications and prescription drugs from Merck. They can help them pay bills for medications, including co-pays or deductibles. Find more information on Merck Patient assistance programs.

National Association of Counties (NACo) - A discount drug card is offered by this organization. Counties across the country have partnered with CVS Caremark to provide savings to consumers. On average patients will save 35% on their medications. Not all counties offer the card, but for those that do there is no cost involved to get it. It is free to consumers. Continue with free discount cards from NaCo.

Partnership for Prescription Assistance - This group can help patients get free or low cost prescription medications. They work with hundreds of government programs and drug companies to help families reduce their medical bills. Get more information on financial assistance and how to get free medications from Partnership for Prescription Assistance.

Pfizer - Several financial assistance programs are offered by different non-profit branches of this pharmaceutical company. They can provide medications for the unemployed, low income, and patients who do have have health insurance or whose coverage lacks prescription coverage, and others. Click here for more Pfizer financial assistance for paying for drugs.

Rx Outreach - This relatively new non-profit charity organization offers hundreds of medications for free or low cost to low income and the uninsured. They cover patients in all parts of the country. More on RX Outreach.

International drug company Sanofi operates a charitable financial assistance program. They offer insulin, diabetes medications, and other forms of support. The company assists thousands of families each year who are in poverty or that have a low income pay their bills. Continue with Sanofi Patient Assistance Connection.







TogetherRx Access - Many drug companies, national non-profits, and other businesses have partnered with this organization. TogetherRX Access provides consumers with a free prescription discount card, which allows them to save anywhere from 20-50% on the costs of their medications, and it is accepted in almost all pharmacies across the country. The financial aid card is free to use, and there is no cost to sign up for it. Learn more on the discount drug card.

By Jon McNamara

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